${APP_INFO.name} API Integration Services

Compliant protocol analysis and executable API implementation for Tajikistan's leading mobile banking ecosystem

Starts at $300
OpenData · OpenFinance · Protocol Analysis · Data Export

Unlock ${APP_INFO.name} Financial Data for Your Enterprise Systems

We provide robust protocol analysis, automated account login interfaces, transaction statement extraction, and balance synchronization for ${APP_INFO.name}. Our integrations empower businesses to seamlessly connect Tajik banking data with international ERPs, accounting software, and risk management platforms.

Automated Transaction Extraction — Export detailed transaction histories from electronic wallets, savings accounts, and bank cards. Filter by date ranges, payment types (e.g., mobile, utilities), and export directly to JSON or CSV formats for automated reconciliation.
Real-Time Balance Synchronization — Retrieve up-to-the-minute balance information across multiple linked accounts. Perfect for corporate treasury dashboards requiring consolidated views of liquidity across Eskhata Bank portfolios.
Remote Identity Verification Data — Integrate the 4-step remote identification status and limits data. Utilize this information for enhanced KYC processes, user profiling, and determining appropriate transaction thresholds within your own applications.
Currency Conversion & Rates — Access real-time currency exchange rates and conversion histories directly from the app's internal feed, enabling accurate multi-currency accounting and cross-border payment estimations.

Data Available for Integration

Through advanced protocol analysis, we map ${APP_INFO.name}'s internal endpoints to standardized OpenData structures, making the following data points accessible for your backend systems:

Data Type App Source / Feature Granularity Typical Business Use Case
Account Balances Main Dashboard / Electronic Wallet Real-time per account/card/wallet Treasury management, liquidity dashboards, automated funding alerts
Transaction Statements Payment History / Search Engine Itemized (amount, date, merchant, category) Automated accounting reconciliation, expense tracking, ERP sync
Identity & Limits Remote Identification Module User status (unverified, verified), transaction limits Risk control, KYC compliance, dynamic service tiering
Exchange Rates Currency Converter Widget Real-time buy/sell rates for TJS vs USD/EUR/RUB Cross-border pricing algorithms, remittance cost calculation
Loan & Deposit Info Financial Products Section Active terms, interest rates (up to 16-18%), maturity dates Wealth management aggregation, personal finance tracking

Typical Integration Scenarios

1. Automated Corporate Accounting

Context: A business managing multiple Eskhata accounts needs to update their centralized accounting software daily without manual data entry.

API Solution: We deploy an automated statement extraction script that authenticates securely, navigates the payment history filters, and exports the previous day's transactions (wallets, cards, and accounts) into a unified JSON/CSV format ready for ERP ingestion.

2. Cross-Border Remittance Dashboard

Context: A money transfer operator serving the Tajik diaspora needs visibility into incoming transfer statuses and current exchange rates.

API Solution: Integration with the app's real-time currency viewing and transfer receipt notifications. The API provides continuous updates on TJS conversion rates and confirms when international transfers reach the designated Eskhata wallet.

3. Identity Verification & Risk Control

Context: A local fintech partner requires verified user status before issuing micro-loans or extending credit lines.

API Solution: Utilizing the remote identification data points from the app, the API queries the 4-step verification status of a linked user account, ensuring the user has passed bank-level KYC before unlocking third-party services.

4. Multi-Bank Wealth Aggregation

Context: A Personal Finance Management (PFM) app wants to offer a holistic view of user assets in Tajikistan.

API Solution: A read-only OpenFinance integration that syncs savings account balances, active deposit terms, and electronic wallet totals, presenting a consolidated net worth dashboard without enabling transaction capabilities.

Technical Implementation & Pseudo-Code

Auth & Session Management

// Example: Initializing secure session (Pseudo-code)
POST /api/v1/eskhata/auth/login
Content-Type: application/json

{
  "device_id": "req_device_uuid_here",
  "phone_number": "+992XXXXXXXXX",
  "pin_hash": "sha256_hashed_pin"
}

// Response returns JWT and session cookies
Response: { 
  "status": "success",
  "access_token": "eyJhbGciOi...",
  "kyc_level": "fully_identified"
}

Retrieving Filtered Transactions

// Example: Fetching wallet history
GET /api/v1/eskhata/wallet/history
Authorization: Bearer <ACCESS_TOKEN>

Params: {
  "start_date": "2025-10-01",
  "end_date": "2025-10-31",
  "tx_type": "transfer_in",
  "limit": 50
}

Response: {
  "total_records": 12,
  "transactions": [
    {
      "id": "tx_99821",
      "amount": 1500.00,
      "currency": "TJS",
      "sender": "John Doe",
      "date": "2025-10-15T14:30:00Z"
    }
  ]
}

Data Flow Architecture

  • Step 1: Ingestion Layer — Our customized Node.js/Python workers securely authenticate utilizing user-provided credentials or tokens, mimicking legitimate app client behavior.
  • Step 2: Protocol Translation — Raw binary or obfuscated JSON payloads returned by Eskhata servers are decrypted and normalized into standard Open Banking formats.
  • Step 3: Data Storage & Caching — Transient data is held securely in encrypted memory (Redis) to handle pagination and prevent rate-limiting against bank servers.
  • Step 4: API Output — Clean, documented RESTful endpoints (or Webhooks) deliver the final data (statements, balances) to your enterprise systems.

Compliance & Privacy

We prioritize secure and lawful data integration. All implementations are designed to respect the Law of the Republic of Tajikistan on Personal Data Protection. Our solutions operate strictly on a user-consent basis, ensuring that credentials are encrypted, data retention is minimized, and read-only access is enforced whenever transaction capabilities are not explicitly required by the business use case.

Market Positioning & User Profile

${APP_INFO.name} boasts over 1.3 million downloads with a highly active user base. It primarily serves the domestic Tajik market for daily utility payments and banking needs, while acting as a critical financial bridge for the Tajik diaspora (especially in Russia and the USA) facilitating cross-border remittances. Integrations are highly valuable for remittance networks, local merchants utilizing QR payments, and corporate entities managing local payrolls.

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About Us

We are a technical service studio specializing in App interface integration and authorized API integration. With years of hands-on experience in mobile applications and fintech, we provide efficient, compliant, and professional solutions to global clients.

  • Expertise in Open Data integration and third-party interface integration.
  • Marketed to overseas clients, familiar with international App interface standards.
  • Compliant API implementations adhering to local privacy laws.
  • Ready-to-use API source code delivery for both Android and iOS platforms.
  • Transparent pricing: services start at $300, pay upon satisfaction.

Contact Us

To request a quote, submit specific requirements for ${APP_INFO.name}, or discuss custom integration scenarios, please visit our contact page:

Get in Touch

Workflow & Delivery

  1. Requirement Confirmation: Specify the target data (e.g., wallet balance, transaction history) and use cases.
  2. Protocol Analysis: We analyze the app's traffic and authentication mechanisms (2-5 business days).
  3. Development: Scripting the automated extraction and API wrappers (3-8 business days).
  4. Documentation & Delivery: Providing executable source code (Python/Node.js) and API docs (1-2 business days).
  5. Total turnaround is typically 5-15 business days depending on complexity.

FAQ

What do I need to provide?

The target app name (${APP_INFO.name}) and your specific data extraction requirements (e.g., daily statement sync).

What is the format of the delivered code?

We provide standard, well-documented RESTful API wrappers in Node.js or Python, complete with OpenAPI/Swagger documentation.

Is this service compliant?

Yes, our integrations rely on user-authorized access, operating exactly as the official mobile client would, ensuring compliance with local data protection regulations.
📱 Original ${APP_INFO.name} App Description

Мобильный банк в вашем телефоне! Никаких очередей, бумаг и выходных. С мобильным приложением Эсхата Онлайн вы можете с любого места и в любое время оплачивать товары и услуги, а также совершать банковские операции в режиме онлайн.

  • Удаленная идентификация пользователей (Всего 4 шага)
  • СМОТРЕТЬ БАЛАНС и историю операций электронного кошелька, счетов и карт
  • ПЛАТИТЬ за мобильную связь, коммунальные услуги
  • ПЕРЕВОДИТЬ и ПОЛУЧАТЬ денежные переводы
  • КОНВЕРТИРОВАТЬ валюту, ЗАКАЗАТЬ карту, ПОДАТЬ ЗАЯВКУ на кредит
  • QR-оплата в партнерских точках, УВЕДОМЛЕНИЯ об операциях
  • ПРОСМОТР курса валют в режиме реального времени
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