Tulus API Integration Services (Islamic Fintech / OpenFinance)

Delivery Checklist

• API Specifications (OpenAPI / Swagger format)
• Protocol & Authorization Analysis Report (OAuth / Token link)
• Operational source code for login and statement retrieval (Python / Node.js)
• Automated testing scripts and comprehensive interface documentation
• Compliance recommendations (Shariah compliance data handling, PDPA)

Interface Example: Transaction History Query (Pseudo-code)

// Example: Query user transaction history for Zakat/Sedekah
POST /api/v1/tulus/transactions
Content-Type: application/json
Authorization: Bearer 

{
  "account_id": "user@tulus",
  "from_date": "2025-01-01",
  "to_date": "2025-12-31",
  "transaction_type": ["ZAKAT_FITRAH", "WAQAF"],
  "status": "COMPLETED"
}

Response: { 
  "total_records": 12,
  "data": [
    {
      "trx_id": "TL-2025-893",
      "amount": 21.00,
      "type": "ZAKAT_FITRAH",
      "receipt_url": "https://..."
    }
  ]
}

Typical Integration Scenarios

Our open data integration services empower businesses to automate their financial reporting and enhance user experiences. Here are common use cases:

• Personal Finance App Aggregation: Users connect their Tulus account to a centralized wealth dashboard, automatically syncing their Zakat payments and Sedekah contributions to calculate their overall charitable giving metrics.
• Corporate CSR Matching: Companies integrate the API to automatically verify employee donations made through Tulus, enabling seamless 1-to-1 corporate matching programs without manual receipt submission.
• Tax Preparation Software Sync: Automatically extract verified Zakat payment receipts (which are tax-deductible in Malaysia) directly into LHDN tax filing software, reducing manual entry errors.
• Institutional Reconciliation: Financial institutions (like AEON Bank) utilizing Tulus APIs can reconcile backend SnapNPay payment rails with frontend mobile banking records securely and efficiently.
• Automated Wakaf Portfolio Management: Track ongoing Wakaf contributions over time, exporting data to specialized investment or portfolio tracking dashboards.

Compliance & Privacy Standard

All data extraction and protocol analysis are conducted via authorized user sessions or public APIs. We strictly adhere to the Malaysian Personal Data Protection Act (PDPA) and recommend data minimization practices for Shariah-compliant financial information.

Market Positioning & User Profile

Tulus primarily serves the Malaysian market, providing Islamic fintech solutions for Muslim users seeking Sharia-compliant online payment methods for Zakat and charity. The platform integrates with state Zakat authorities and targets retail users, corporate partners, and financial institutions (e.g., AEON Bank digital banking integration). It operates on both Android and iOS devices.

API Snippet: Token Refresh

// Token Refresh Strategy
POST /api/v1/auth/refresh
{
  "refresh_token": "eyJhbG...TulusToken",
  "client_id": "api_integration_client"
}

About Us

We are an independent technical service studio specializing in fintech and open data API integration. Our core members possess extensive experience with payment gateways, banking protocols, and secure data extraction.

• Deep expertise in digital payments, digital banking, and regional financial apps
• Support for enterprise-grade API gateway deployment and security auditing
• Customizable Python / Node.js / Go SDKs and test frameworks
• End-to-end delivery: Protocol Analysis → Development → Verification → Compliance
• Transparent pricing and fast delivery: Services start at $300, with pay-on-delivery options

Contact Information

For inquiries, quotes, or to submit your target app details and requirements, please click the button below to visit our contact page:

View Contact Info

Cooperation & Proposal Workflow

1. Requirement confirmation: Provide integration scenarios and API needs (e.g., login, statements, Zakat history).
2. Protocol analysis & interface design (2-5 business days, depending on complexity).
3. Development & internal verification (3-8 business days).
4. Delivery of documentation, code samples, and test cases (1-2 business days).
5. Standard initial delivery cycle is typically 5-15 business days. Complex integrations may take longer.

Frequently Asked Questions

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