Easy Budget Planner API Integration (OpenFinance & ERP Sync)

SME Accounting Sync

Context: Small business owners use the app to track petty cash and daily expenses.
Data involved: Variable expenses and payment status.
Value: Automatically sync logged expenses to QuickBooks or Xero, eliminating manual dual-entry and reducing accounting errors.

Alternative Credit Scoring

Context: Digital lenders need to assess the payment capacity of unbanked users.
Data involved: Installment plans and historical budget adherence.
Value: Use our API to extract 12 months of expense history. The ratio of fixed expenses to income serves as a powerful Open Finance risk indicator.

Automated Expense Management

Context: Corporate teams use the app for travel budgets.
Data involved: Excel/PDF exports and itemized receipts.
Value: The API automatically requests the monthly Excel export, parses the structured data, and pushes it to the corporate ERP for immediate reimbursement processing.

Open Finance Aggregation

Context: Wealth management dashboards want a 360-degree view.
Data involved: Budgets and cash flow.
Value: Combine the user's manual cash tracking in Easy Budget Planner with live bank feeds via PSD2/Open Banking APIs for a complete financial snapshot.

Fetch User Expenses (JSON)

Retrieve a list of expenses filtered by month and payment status. Data is normalized into standard OpenData formats.

GET /api/v1/easybudget/expenses?month=10&year=2025&status=pending
Authorization: Bearer 

{
  "status": "success",
  "data": [
    {
      "id": "exp_88321",
      "description": "Office Supplies",
      "value": 145.50,
      "due_date": "2025-10-15",
      "type": "fixed",
      "status": "pending"
    }
  ]
}

Update Installment Status

Programmatically mark an expense as paid once cleared in your external accounting system.

PUT /api/v1/easybudget/expenses/exp_88321/status
Content-Type: application/json
Authorization: Bearer 

{
  "status": "paid",
  "payment_date": "2025-10-12T14:30:00Z",
  "source": "erp_sync"
}

Compliance & Privacy Standards

We ensure all protocol analysis and API integrations adhere to strict regional data protection laws.

Data Flow Architecture

A robust, lightweight pipeline designed for security and speed:

1. Data Source: User interacts with Easy Budget Planner (io.ionic.controledegastos).
2. Extraction Layer: Our custom API authenticates and extracts SQLite/Firebase payloads via secure protocol analysis.
3. Transformation: Data is cleansed, categorized, and formatted into standardized OpenFinance JSON.
4. Delivery: JSON payloads are pushed to your corporate ERP, Credit Scoring engine, or BI dashboard via Webhooks or RESTful calls.

Market Positioning & User Profile

With over 1 million downloads and a 4.9-star rating, this Ionic-based app dominates the personal finance segment in Brazil, Mexico, and other emerging markets under localized names.

Main users include freelancers, micro-entrepreneurs, and gig-economy workers who rely on manual cash flow tracking. It operates in the same ecosystem as GuiaBolso, Mobills, and Organizze.

About Our Studio

We are a specialized technical studio focusing on App protocol analysis, Open Data extraction, and third-party API integration. With years of fintech experience, we bridge the gap between closed mobile ecosystems and enterprise backends.

• Expertise in OpenBanking, OpenFinance, and PSD2 compliance.
• Deep knowledge of Ionic, React Native, and native mobile protocols.
• We deliver ready-to-use Python/Node.js SDKs, not just reports.
• Transparent pricing starting at $300, with satisfaction-based milestones.

Ready to Integrate?

Submit your target app (Easy Budget Planner) and specific data requirements to get a custom quote and timeline.

Workflow & Delivery

A streamlined process from concept to production API:

1. Requirement Gathering: Define which data fields (e.g., installments, budget limits) you need.
2. Protocol Analysis: We reverse-engineer the data flow and storage mechanisms (2-5 days).
3. API Development: We build the middleware to extract and format the data (3-8 days).
4. Documentation & Handoff: Delivery of source code, Postman collections, and integration guides.

Frequently Asked Questions

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