EastWest EasyWay API Integration Service (Open Finance / BSP Framework)

Delivery Checklist

• API Specifications (OpenAPI / Swagger 3.0 format)
• Protocol & Authorization Flow Analysis Report (OAuth 2.0 / JWT mapping)
• Operational Source Code for Account Login & Statement Retrieval (Python / Node.js)
• Automated Test Scripts (Postman/Jest) & Integration Documentation
• Compliance Guidelines (BSP Circular 1122 Open Finance, DPA)

API Example: Statement Retrieval (Pseudo-code)

// Fetching InstaPay / PESONet transactions
POST /api/v1/eastwest/statement
Content-Type: application/json
Authorization: Bearer <APP_ACCESS_TOKEN>

{
  "account_id": "0123-4567-89",
  "from_date": "2025-01-01",
  "to_date": "2025-01-31",
  "transaction_type": "INSTAPAY_OUT",
  "limit": 100
}

Response: {
  "status": "success",
  "data": [
    {
      "tx_id": "IP-20250115-A1B2",
      "amount": -5000.00,
      "currency": "PHP",
      "counterparty": "BDO Unibank",
      "timestamp": "2025-01-15T14:30:00Z"
    }
  ]
}

API Example: Webhook Verification

// Validating outbound PESONet completion
POST /webhook/eastwest/transfer-status
Content-Type: application/json

{
  "reference_number": "PN-XYZ-9876",
  "status": "COMPLETED",
  "cleared_amount": 150000.00,
  "beneficiary": "UnionBank Account"
}

Data Inventory (Available for Integration)

Based on our protocol analysis of EastWest EasyWay, the following data points can be programmatically accessed through our OpenData integration layer:

Typical Integration Scenarios

Our integration solutions empower diverse business models by securely connecting EastWest EasyWay data to external platforms:

Compliance & Privacy (BSP Open Finance Framework)

We prioritize strict adherence to local and international data protection standards. Our integration solutions for EastWest EasyWay are designed in alignment with the Bangko Sentral ng Pilipinas (BSP) Open Finance Framework (Circular No. 1122), ensuring that data sharing is consent-driven and secure. We also ensure full compliance with the Philippine Data Privacy Act of 2012 (DPA), implementing data minimization, encryption at rest and in transit, and robust access logging. We recommend adopting OAuth 2.0 and FAPI (Financial-grade API) standards for all third-party authorization flows to protect sensitive consumer banking data.

Data Flow / Architecture

• 1. Client Application / ERP: Initiates a data request and handles user consent.
• 2. API Gateway & Auth Manager: Manages the authentication handshake with EastWest servers, simulating the EasyWay mobile app's biometric or passcode token exchange and maintaining session state.
• 3. Data Extraction Engine: Connects to specific EasyWay endpoints (balances, transactions, credit cards) using reverse-engineered protocol definitions, retrieving raw encrypted payloads.
• 4. Transformation Layer: Decrypts, standardizes (into JSON), and securely routes the structured data back to the Client Application for immediate consumption.

Market Positioning & User Profile

EastWest Bank is a major universal bank in the Philippines, and its EasyWay app targets a broad demographic ranging from tech-savvy retail consumers to high-net-worth individuals and corporate clients. The user base is predominantly located in the Philippines, utilizing Android and iOS devices. The app serves users who require robust management of diverse financial products, including multiple deposit accounts, KOMO digital banking integrations, and extensive credit card portfolios. In the competitive Philippine digital banking ecosystem, EasyWay operates alongside other prominent platforms like BDO Digital Banking, UnionBank Online, and the BPI app, distinguishing itself through its comprehensive one-stop account management and seamless InstaPay/PESONet connectivity.

About Us

We are an independent technical service studio specializing in fintech and open data interface integration. Our core members possess extensive experience drawn from banks, payment gateways, protocol analysis, and cloud computing firms. We are well-versed in Philippine banking ecosystems, BSP Open Finance standards, InstaPay/PESONet clearing rails, and multi-region privacy regulations, enabling us to deliver end-to-end financial interface solutions for enterprises securely and compliantly.

• Deep expertise in payments, digital banking, insurtech, and cross-border clearing interfaces.
• Support for enterprise-grade API gateway deployment and security auditing.
• Customizable Python / Node.js / Go SDKs and automated testing frameworks.
• End-to-end delivery: Protocol Analysis → Development → Verification → Compliance.
• Transparent pricing & rapid delivery: Services start at $300, with flexible milestone payments.

Contact Information

To request a consultation, a quote, or to submit your target app name and specific integration requirements, please click the button below to visit our contact page:

View Contact Information

Collaboration & Proposal Workflow

1. Requirement confirmation: Provide integration scenarios and specific interface needs (e.g., login, statements, InstaPay).
2. Protocol analysis & interface design (2-5 business days, depending on complexity).
3. Development & internal validation (3-8 business days).
4. Delivery of documentation, code samples, and test cases (1-2 business days).
5. The typical initial delivery cycle for a standard project is 5-15 business days. Complex integrations or those requiring third-party approvals may take longer.

Frequently Asked Questions

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