BTG Pactual Empresas API Integration Services

Compliant protocol analysis and executable API implementation for Brazil's leading corporate digital account

Starting at $300
OpenData · Open Finance · Protocol Analysis · Pix Integration

Connect BTG Pactual Business Account Data Seamlessly

We provide protocol analysis, account login interfaces, Pix Automático integration, and automated statement retrieval for BTG Pactual Empresas. Our solutions are built on Open Banking principles and authorized data access.

Account Login & Auth — Simulate secure application login (OAuth / Token validation) for corporate account binding, enabling automated session token refresh for ongoing data access.
Statement & Balance API — Automate the extraction of Pix, TED, and boleto transaction histories. Supports pagination, date-range filtering, and exports to JSON or Excel for ERP reconciliation.
Pix Automático Integration — Integrate the newly launched Pix Automático feature for recurring billing. Manage dynamic QR codes and instant payment notifications directly in your backend.
Credit & Receivables Data — Access corporate card spending limits, invoice details, and receivables advance status (antecipação de recebíveis) for real-time cash flow dashboards.
Request Integration View Deliverables

Available Data for Integration

Comprehensive mapping of accessible data points from the BTG Pactual Conta PJ app.

Data Type Source Interface Granularity Typical Use Case
Account Balance Main Dashboard Real-time snapshot Cash flow monitoring, treasury dashboards
Transaction History Extrato (Statement) Per transaction (Pix, TED, Boletos) ERP reconciliation, accounting sync
Pix Automático Setup Pix Menu Recurring charge details, status Subscription billing management
Credit Card Invoices Cartões (Cards) Monthly cycle, individual spending Expense tracking, spending limit alerts
Receivables Advance Crédito (Credit) Available limits, requested advances Working capital forecasting

Typical Integration Scenarios

Automated ERP Reconciliation

Business Context: A mid-sized retail company needs to match daily sales with bank deposits. Data/API: Statement extraction API fetching all incoming Pix and boleto payments. OpenData Mapping: Automates the flow of financial records into systems like SAP or ContaAzul, eliminating manual CSV exports.

Subscription Billing via Pix Automático

Business Context: A SaaS provider wants to utilize BTG's new Pix Automático feature for monthly charges. Data/API: Integration with the Pix recurring payment module for charge initiation and status tracking. OpenData Mapping: Connects direct bank debit capabilities with internal billing engines.

Treasury Management Dashboard

Business Context: A CFO needs a unified view of liquidity across multiple banking partners. Data/API: Real-time balance and credit limit synchronization via secure token authentication. OpenData Mapping: Aggregates BTG corporate account data into a central financial cockpit.

Implementation Example: Statement Query (Pseudo-code)

Fetching transaction history using Bearer token authentication.

// Example: Fetch BTG Pactual corporate statement
POST /api/v1/btg-pj/statement
Content-Type: application/json
Authorization: Bearer 

{
  "cnpj": "30.306.294/0002-26",
  "from_date": "2025-09-01",
  "to_date": "2025-09-30",
  "transaction_type": ["PIX", "TED"]
}

Response: { "status": "success", "transactions": [...] }

Implementation Example: Pix Automático Webhook

Handling asynchronous payment confirmations.

// Example: Webhook listener for Pix status
POST /webhook/btg-pj/pix-status
Content-Type: application/json

{
  "event": "PIX_AUTOMATICO_PAID",
  "txid": "abc123xyz890",
  "amount": 1500.00,
  "payer_cnpj": "12.345.678/0001-90",
  "timestamp": "2025-10-15T10:30:00Z"
}

Compliance & Privacy Framework

Our integration services strictly adhere to Brazil's Lei Geral de Proteção de Dados (LGPD) and BACEN (Central Bank of Brazil) Open Finance regulations. All data access requires explicit corporate authorization, utilizing secure OAuth 2.0 flows and encrypted data transmission to ensure privacy and regulatory alignment.

Data Flow Architecture

A secure, streamlined pipeline for financial data:

  • 1. Client Application initiates request with valid CNPJ and credentials.
  • 2. Auth Gateway validates session and handles token refresh with BTG's servers.
  • 3. API Engine fetches requested data (e.g., statements) via protocol analysis.
  • 4. Data Normalizer formats the output to JSON/Excel for the client's ERP.

Market Positioning & User Profile

BTG Pactual Empresas caters primarily to Brazilian B2B entities, ranging from MEIs (Microentrepreneurs) to large corporations (S.A. / LTDA). The platform is heavily adopted by businesses seeking 100% digital management, free Pix transfers, and integrated credit solutions, bridging the gap between traditional corporate banking and modern fintech agility.

About Our Studio

We are an independent technical studio specializing in fintech and Open Data API integrations. Our team bridges the gap between closed app ecosystems and corporate backend needs.

  • Deep expertise in Brazilian banking protocols and BACEN standards.
  • Custom Python / Node.js SDKs tailored for corporate finance.
  • End-to-end delivery: Protocol Analysis → Development → Testing.
  • Transparent pricing starting at $300, payment upon delivery confirmation.

App Screenshots & Interface Details

Visual reference of the original BTG Pactual Empresas interface elements targeted for data extraction.

BTG Pactual Empresas Screenshot 1BTG Pactual Empresas Screenshot 2BTG Pactual Empresas Screenshot 3BTG Pactual Empresas Screenshot 4BTG Pactual Empresas Screenshot 5BTG Pactual Empresas Screenshot 6BTG Pactual Empresas Screenshot 7BTG Pactual Empresas Screenshot 8

Integration Workflow

  1. Requirement Analysis: Identify specific data needs (e.g., statements, Pix generation).
  2. Protocol Analysis & Design: Map app endpoints and auth flows (2-5 days).
  3. Development & Testing: Implement the API wrapper and verify data accuracy (3-8 days).
  4. Documentation & Handoff: Deliver source code, API docs, and compliance guidelines.

Frequently Asked Questions

What information do I need to provide?

Please supply the specific data points required (e.g., Pix history, balance) and indicate if you have test corporate account credentials available.

How long does the integration take?

Standard statement and balance integrations typically take 5-10 business days. Complex flows like Pix Automático setup may require additional time.

Is this compliant with Brazilian banking rules?

Yes. All implementations rely on authorized access provided by the account holder, adhering to LGPD data minimization principles.
📱 Original App Description (BTG Pactual Empresas)
Descomplique a gestão financeira da sua empresa com o BTG. Transforme a maneira como sua empresa lida com as finanças. No app BTG Pactual Empresas, você centraliza pagamentos, faz controle de caixa e tem acesso a crédito em um único lugar, com segurança, eficiência e suporte de um dos maiores bancos da América Latina. Com o BTG Pactual Empresas, você tem: • Conta digital PJ gratuita, com gestão 100% online. • Pix, TEDs e boletos sem custo adicional. • Cartão empresarial com controle inteligente de gastos. • Painel financeiro integrado, com visão do fluxo de caixa. • Crédito empresarial e antecipação de recebíveis. • Soluções de investimento e seguros empresariais. • Atendimento humanizado para apoiar decisões estratégicas. Como começar? 1. Baixe o app BTG Pactual Empresas. 2. Cadastre sua empresa em poucos passos. 3. Acesse os recursos e leve sua gestão ao próximo nível. Simplifique processos. Foque no crescimento. Conte com o BTG. Sujeito à análise de crédito. Consulte as condições. © 2025 BTG Pactual - CNPJ 30.306.294/0002-26 Av. Brigadeiro Faria Lima, 3.477. São Paulo - SP - Brasil
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