PLANET Loan App — OpenFinance & API Integration

What we hand over

• OpenAPI (Swagger) specification for all endpoints
• Production-ready connector code (Node.js / Python)
• Auth & session flow diagrams (OAuth2 / Token management / MFA where applicable)
• Protocol analysis report (request/response patterns, headers, rate limits, error taxonomy)
• Automated test scripts, Postman collection & integration tests
• Deployment instructions, CI examples & security checklist

Integration Example (pseudo)

POST /api/v1/planet/loan/apply
Authorization: Bearer <CLIENT_TOKEN>
Content-Type: application/json

{
  "product": "personal",
  "amount": 250000,
  "tenor_months": 36,
  "applicant": {
    "name": "A. Customer",
    "mobile": "+91XXXXXXXXXX",
    "pan": "ABCDE1234F"
  }
}

Response: {
  "status":"ACCEPTED",
  "application_id":"PL-20251012-1234",
  "decision":{
    "score":72,
    "approved_amount":200000,
    "apr":13.5
  }
}

Key Scenarios Covered

Online origination, KYC & document upload, disbursal callbacks, EMI schedule export, repayment webhooks, reconciliation and batch reporting for accounting. We include GDPR/PDPA-compliant data handling patterns and retention policies.

API Integration / Security Notes

• Prefer official public APIs / partner integrations. Where unavailable, we perform protocol analysis and connector implementation using permitted reverse engineering methods with client authorization.
• We implement OAuth2 (client credentials + refresh tokens), mutual TLS where required, and HMAC signing for webhooks.
• Rate limiting, idempotency keys, replay protection and granular scopes included.
• Compliance: secure storage, PII minimisation, audit logging and support for regulator reporting formats.

Delivery & Timeline

1. Kickoff & requirements (1–2 business days)
2. Protocol analysis & API design (2–6 business days)
3. Connector development & tests (3–10 business days)
4. Handover: docs, OpenAPI, demos (1–2 business days)

Typical projects deliver a first working connector in 5–15 business days depending on access & complexity.

About Our Studio

We are a technical service studio specialising in OpenData, OpenFinance and authorized app protocol integration. Core team members have deep experience in fintech, mobile platforms and secure API delivery. We deliver source code, OpenAPI specs, integration tests and compliance guidance — ready to deploy into your environment.

• Cross-platform expertise: Android / iOS / server-side
• Languages: Node.js, Python, Go
• Security-first: encryption, token lifecycle, consent records
• Transparent pricing & NDA available

Contact & Next Steps

Ready to integrate PLANET Loan App? Click below to provide requirements or schedule a technical scoping call. You only need to share the target app name (already provided) and the integration goals (loan origination, statements, recon etc.).

Contact Us