HelloMoney API Integration & Open Finance Solutions

OpenData · OpenFinance · Protocol Analysis · Mobile Banking

Integrate HelloMoney's accounts and payments securely into your system

We deliver HelloMoney protocol analysis, account binding (KYC/ facial recognition), transfers and settlements, bill payments, and statement exports with runnable back-end code and comprehensive API docs—designed for compliance and auditability.

Account & Session Binding — App-based device binding and biometrics workflows, stable session tokens and refresh strategies, aligned with HelloMoney login and MFA requirements.

Transfers & Settlements API — Internal and external transfers (InstaPay / bank transfers / wallet payouts), receipts, batch disbursement, and status tracking.

Billing & Top-ups — Integrate bill services (utilities, mobile top-ups, QR/payments), QuickPay and autopay verification.

Reconciliation & Exports — Transactions, periodic reconciliation, exports to Excel/CSV/PDF, mapping to accounting fields and automated reconciliation scripts.

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Deliverables & Samples

Standard Deliverables

OpenAPI / Swagger complete interface specifications
Protocol & authorization flow analysis (including device binding, MFA, token refresh)
Runnable back-end code (Node.js / Python) with deployment guide
Automation tests and sample data sets (Postman / pytest)
Compliance and privacy guidance (data minimization, logs, GDPR/KYC)

Sample API: Balance & Transactions

# POST /api/v1/hello/transactions
POST /api/v1/hello/balance
Authorization: Bearer <ACCESS_TOKEN>

{
  "account_id": "Hello_ACC_001",
  "from": "2025-09-01",
  "to": "2025-09-30",
  "format": "json" 
}

Response:
{ "balance": 5000.50, "transactions": [ { "id": "TXN1", "date": "2025-09-12", "amount": -120.50, "description": "Coffee" } ] }

Key Integration Scenarios

Account onboarding, funds flows (in/out), transaction sync, reporting exports (CSV/Excel/PDF), and compliance logging with multi-tenant support.