Ipak Yuli Mobile — API & Protocol Integration Services

OpenBanking / OpenData integration for Central Asia: account, card, transfers, microloans and compliant API delivery

Starting at $300

OpenData · OpenBanking · Protocol Analysis · Compliant Delivery

Safely integrate Ipak Yuli Mobile's accounts, cards and transfer capabilities into your systems

We provide authorized and OpenData-based protocol analysis, adapter implementation and SDK delivery covering account queries, card control, fast transfers, FX and microloan integration — all implemented with compliance and privacy-by-design.

Accounts & Card Management — Balance and transaction queries, card bind/unbind, temporary card disable, limited card info and PIN-related flows (where permitted), with JSON/CSV/Excel statement exports.

Real-time & Scheduled Transfers — Intra-bank, inter-bank and international transfers, phone-number alias transfers, bulk transfers, scheduled/instalment payments and rebate rules integration.

Microloans & Instalments — Recreate loan application flows, extract credit assessment data, integrate disbursement and repayment feeds, and provide near-real-time risk event notifications.

QR & Offline Payments — Support local QR collection (similar to VNPAY/UzQR), merchant onboarding, callback handling and sound/push notification integration for POS flows.

What we deliver

Standard deliverable package

Protocol analysis report (auth flows, API sequences, encryption/signature methods)
OpenAPI / Swagger interface specification with example requests
Working adapter source code (Node.js / Python / Go) for the integration layer
Mobile authentication simulation & session management module (token refresh, OTP/Soft-OTP/PKI)
Automated integration tests, Postman collection and acceptance test plan
Compliance guidance (data minimization, consent logging, log retention; NDA optional)

Sample APIs (demo)

// Login and obtain an access token (example)
POST /api/v1/ipakyuli/auth/login
Content-Type: application/json
{
  'msisdn':'992xxxxxxxx',
  'password':'<encrypted>',
  'device_id':'DEVICE-UUID'
}

// Query account balance
GET /api/v1/ipakyuli/accounts/{account_id}/balance
Authorization: Bearer <ACCESS_TOKEN>

// Initiate a transfer
POST /api/v1/ipakyuli/transfer
Authorization: Bearer <ACCESS_TOKEN>
{
  'from_account':'ACC123',
  'to_alias':'+998912345678',
  'amount': 1500.00,
  'currency':'UZS',
  'note':'Invoice 2025-11'
}

Custom integration examples

We can implement screen-scraping alternatives (only where no authorized API exists), auth proxy layers (OAuth2 / mTLS), and secure adapters to payment gateways, clearing services and core banking systems.

Compliance & security commitments

All work is performed only with customer authorization or via public/partner APIs. We follow least-privilege principles, end-to-end encryption, audit logging and provide compliance guidance (KYC, AML and local data sovereignty). NDA and DPA support available.

Delivery timeline & pricing

Protocol snapshot: 2–4 business days
Initial API adapter: 5–12 business days (depending on complexity)
Base price starting at $300 for smaller tasks; enterprise projects quoted separately

Our process and technology

Requirements & authorization — provide target app name and integration scope or test credentials.
Protocol analysis — extract auth chains, encryption, request/response patterns (2–5 business days).
API design & development — deliver SDK and runnable adapters (3–10 business days).
Testing & documentation — OpenAPI, Postman collection, test scripts and operational guidance.
Delivery & support — source code, deployment scripts, acceptance tests and 30-day tech support.

FAQ

What do you need to start?

Please provide the target app name (already provided), desired features (balance, transfer, statements, microloan, etc.), whether test/prod credentials are available, compliance requirements (NDA/data residency) and preferred delivery format.

How do you ensure compliance?

We operate only with customer authorization or public APIs, provide consent logging, data minimization strategies and compliance recommendations, and can cooperate with legal/compliance teams for review.

About us

We are a technical studio specialized in mobile app protocol analysis and authorized API integration. Our team has years of experience in banking, payments and mobile protocols, delivering compliant, production-ready adapters and documentation.

Android / iOS protocol adaptation and SDK development
Deliverables: OpenAPI, example code, automated tests and deployment guides
Compliance-first approach, with data protection and auditability
Transparent pricing: from $300, with delivery-first / acceptance-based payment options

Contact

To request a quote, protocol assessment or to submit Ipak Yuli Mobile integration requirements, please visit our contact page:

Go to Contact Page

📱 Original App: Ipak Yuli Mobile — full feature overview (collapsed)

Ipak Yuli Mobile is an Uzbek-language mobile banking app offering convenient and secure banking services so users can manage accounts anytime. Key features include:

Mobile banking: account access, transfers, payments and microloan services.
Payments & transfers: mobile payments, bill pay, pay-by-phone-number, international transfers and account-to-account transfers.
Card & security: set card PIN, instant block/unblock, device management, 3D Secure and biometric login.
Savings & deposits: flexible term/savings accounts, rate lookup and history.
Microloans & quick credit: in-app small loan disbursement with transparent repayment schedules.
Foreign exchange: buy/sell FX at available rates (e.g. UZS/USD).
QR payments & cashless withdrawal: QR-code payments and cardless cash-out features.
Support: 24/7 online support, branch & ATM locators and transaction notifications.

Note: This description is intended to help scope protocol analysis and integration points. For a deep protocol analysis or implementation, please submit requirements via the contact page.