KBZ

KBZPay Integration — OpenFinance & Protocol Analysis

Enterprise-grade KBZPay protocol analysis, merchant QR integration, wallet balance synchronization, transaction querying and webhook integration with runnable API delivery.

Starting at $300

OpenData · OpenFinance · OpenBanking · Protocol Analysis

Integrate KBZPay wallet, QR and payment capabilities into your platform

We offer enterprise KBZPay protocol analysis, merchant QR onboarding, wallet balance sync, transaction querying and webhook event integration, delivering runnable API source code and technical documentation to enable rapid launch of payments features.

Wallet & balance APIs — Real-time wallet balance, transaction details, pending transactions and settlement status with pagination and time-range filters.

QR payments & merchant onboarding — QR-based merchant collection, push payment requests, QR generation and verification patterns, plus POS / terminal integration guidance.

Funding & top-up — Integrations for bank transfers, local top-up channels and handling of withdrawals and cashouts.

Security & compliance — Session management, token refresh, device binding, transaction signing and audit logs aligned with local regulatory and privacy expectations.

What we deliver (examples)

Standard deliverables

OpenAPI / Swagger interface specifications
Protocol & authentication analysis report (behavioral description and replay/anti-tamper recommendations)
Runnable backend sample code (Node.js / Python / Go options)
SDK examples (JavaScript / Java / iOS) and integration samples
Automated tests, Postman collection and acceptance test cases
Compliance guidance (data retention, logging, local regulatory considerations)

API example (pseudo code)

// Query wallet transactions (pseudo)
POST /api/v1/kbz/wallet/transactions
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  'user_id': 'kbz_user_123',
  'from': '2025-10-01',
  'to': '2025-10-31',
  'type': 'payment|topup|withdrawal',
  'page': 1,
  'limit': 50
}

Response: {
  'status': 'OK',
  'transactions': [ /* ... */ ],
  'meta': { 'page':1, 'total': 124 }
}

Key scenarios

Identity binding and phone verification, QR merchant collection, wallet top-up / withdrawal, merchant reconciliation, dispute handling and automated statement exports (CSV / Excel / JSON).

Security & authentication recommendations

OAuth2 / JWT or HMAC-based API key + signed requests
Replay protection and nonce sequence checks (prevent duplicate payments)
TLS 1.2+ transport, sensitive field encryption at rest
Webhook signature verification and retry/backoff strategies

Typical integration modules

Merchant onboarding & QR generation engine
Transaction querying, reconciliation and bulk settlement
Top-up / payout channels (bank, local wallets) integration
Risk controls and fraud rules (limits, rate checks, device binding)

About us

We are a specialist studio focused on app protocol analysis and third-party API integration. Our core team comes from mobile payments, banking and security backgrounds. We deliver protocol analysis, OpenData / OpenBanking integrations, runnable source code and documentation—designed for secure and compliant production deployment.

Expertise in mobile wallets, payment gateways, bank integrations and merchant acquisition
Deliverables: runnable code, OpenAPI docs, sandbox & test suites
Compliance-focused: KYC/AML guidance, data minimization and audit logging
Multi-language SDKs and enterprise-grade security hardening

Contact

To request a quote or submit the target app and requirements (e.g. transaction export, merchant onboarding, webhook notifications), please visit our contact page. Starter projects from $300, with delivery-before-payment options available.

View contact / submit requirements

📱 Original app summary (KBZPay) — collapsible

KBZPay — summary

Provided app description: KBZPay is KBZ Bank’s mobile wallet for Myanmar, supporting quick and secure transfers, payments, top-ups and withdrawals. It supports QR payments, mobile top-ups, sending/receiving funds, ticketing and bill payments, and provides security features such as app locking and multi-factor authentication.

This material was provided for technical assessment. Protocol analysis and integration work will only proceed with proper authorization.