KBZ

KBZPay API Integration & Open Finance Solutions

Secure, compliant integration for mobile wallet and merchant payments via OpenData / OpenBanking

Starting at $300

OpenData · OpenFinance · OpenBanking · Protocol Analysis

Securely connect KBZPay wallet, QR payments and merchant payments to your system

We deliver enterprise-ready KBZPay protocol analysis, merchant QR onboarding, wallet balance sync, transaction queries, and webhook integration, with runnable API sources and complete documentation to accelerate deployment.

Wallet & Balance API — Real-time or scheduled balance sync, available credit, and statements with pagination and date filtering, output as JSON/CSV/Excel.

QR Payments & Merchant Onboarding — QR code receivable, payment requests, QR generation and signature verification, with POS/merchant terminal integration.

Deposits & Top-Ups — Support bank deposits/withdrawals, wallet top-ups via local channels, transfers and settlement flows.

Security & Compliance — Session management, token refresh, device binding, transaction signatures, and compliance logs with privacy considerations.

Deliverables (examples)

Standard Deliverables

OpenAPI / Swagger API specifications
Protocol & authorization flow analysis report (including token, OTP, etc.)
Runnable backend code (Node.js / Python) with deployment instructions
Automation tests, Postman collections and sample data
Compliance guidance (data retention, privacy policies, audit logs)

API Example: Wallet Transactions (pseudo)

# POST /api/v1/kbz/wallet/transactions
# Authorization: Bearer <ACCESS_TOKEN>
{
  'user_id': 'kbz_user_123',
  'from': '2025-10-01',
  'to': '2025-10-31',
  'type': 'payment|topup|withdrawal',
  'page': 1,
  'limit': 50
}

Response: {
  'status': 'OK',
  'transactions': [ /* list */ ],
  'meta': { 'page':1, 'total':124 }
}

Key Integration Points

OAuth2 / MFA login, session refresh, certificate & HSM management, API gateway & rate limiting, audit logs and compliance export, consent evidence storage.

Core Benefits

Compliance-first design with local regulations and privacy guidance
Runnable code and OpenAPI docs ready for deployment
Supports multi-account and cross-channel integration
Secure tokens, least privilege, audit trails
Fast startup: PoC delivered quickly for faster validation

Integration Guidelines (Quick Start)

Provide the target app name and integration scenarios (e.g. wallet, transactions, QR payments)
Confirm authorization flow (OpenBanking, official API, or client consent) and scope
Design OpenAPI definitions and authentication flows (2–4 days)
Implement API, run tests and security reviews (3–10 days)
Deliver deployment docs and ongoing support options

About Us

We are a tech studio focused on App protocol analysis and OpenFinance API integration. Our team has experience across mobile payments, banking, and security, and we provide end-to-end deliverables from protocol analysis to runnable code and documentation.

Android / iOS protocol tracing and integration
OpenAPI documentation and SDKs
Compliance and privacy guidance
Transparent pricing: starting at $300, pay on acceptance

Contact

To request a quote or submit app name and requirements, visit our contact page:

Visit Contact Page

📱 Original App: KBZPay — Functionality Overview (collapsed)

KBZPay is a mobile wallet by KBZ Bank designed for quick, secure transfers, payments, top-ups and withdrawals in Myanmar.

One-click onboarding and biometric security
Qr payments for merchants, mobile top-ups, sending/receiving money
Merchant wallet integration and real-time balance updates
Security: app lock and multi-factor authentication

Note: This overview is for technical integration and proposal purposes only, based on publicly available descriptions.